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Friday, June 26, 2020



Today'sLeasing News Headlines

成年女人免费毛片视频
    May 6.7 Billion, COVID 19 Catching theIndustry - Charts
NewHires/Promotions in the Leasing Business
    and Related Industries
PrimeCommercial Lending Offers
    New Financing Options for Cannabis
DigitalVersus Online Marketing: What's the Difference?
    FinTech #102 by Alex Vasilakos
Stateswith Enough Contact Tracers
    U.S. Which Meet the Demand for COVID-19Case Count
BaystoneGovernment Finance and Republic First National
    Corporation Collaborate to Provide $3.35MMin Emergency
       Equipment Financing to New York CityFire Department
Consumersshifted nearly $1.1 trillion
    from personal consumption to their bankaccounts
Showboat(1956 w/Paul Robeson/Destiny Rides Again/
    Leave Her to Heaven/ Cranes Are Flying/ArmyShadows
    ClassicMovies Chosen by Leasing News' Fernando Croce
News Briefs---
Federal Gov't Sent $1.4 Billion toDead People
    Treasury Department and Internal RevenueService
US workers file 1.48 million joblessclaims,
    bringing coronavirus total to 47 Million
Macy's lays off nearly 4,000 employees
    back-office and management jobs
Coronavirus Live Updates: U.S. CasesAre Probably 10 Times
   Higher Than the Official Count, C.D.C. Says
Texas family's surprise party infects
    18 members with coronavirus, 2 in hospital
Florida residents furious over'devil's law'
     requiring face masks
Apple will re-close 14 stores inFlorida because of rising
   Covid-19 rates, bringing total re-closingsto 32
Tesla ranks last on influential JDPower quality survey
  32 Major Brands Tested
Chuck E. Cheese files for bankruptcy
    has reopened 266 of its 555company-operated locations
Over Past 15 Years, a Quarter of USNewspapers
     Have Folded

You May haveMissed---
 Trump is halting support for testing sites in5 states,
  could have 'catastrophic cascading consequences' health officials say

Broker/Funder/IndustryLists | Features(wrilter's columns)
TopTen Stories Chosen by Readers | TopStories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon forAndroid Mobile Device


  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day inHistory
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

########surrounding the article denotes it is a "press release," it was notwritten by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considereda "byline." It reflects the opinion andresearch of the writer.




[headlines]

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Equipment Leasing andFinance Association Monthly Report
May $6.7 Billion, COVID 19 Catchingthe Industry Charts


(Leasing News Chart)

The 35companies who contributed to the Equipment Leasing and Finance monthly report forMay new business volume was only down 18% percent month-to-month. Year-to-datethe cumulative new business volume was down 26%.


click to make larger
(ELFA Chart)

This comparesto the Equipment Leasing & Finance Foundation's Monthly Confidence Index(MCI-EFI) rose to 45.8 in June, up from 25.8 in May.

Receivablesover 30 days were 4.30 percent, up from 3.00 percent the previous month and upfrom 1.70 percent the same period in 2019. Charge-offs were 0.61 percent, downfrom 0.80 percent the previous month, and up from 0.46 percent in theyear-earlier period.


click to make larger



click image to make larger



click image to make larger



click image to make larger


(ELFA Charts)

Full Listing of 35MLFI Participants
Bank of America GlobalLeasing
Bank of the West
BB&T Bank
BMO Harris Equipment Finance
Canon Financial Services
Caterpillar Financial Services
CIT
Citizens Asset Finance
Dell Financial Services
DLL
Fifth Third Bank
First American Equipment Finance, a City National Bank Company
Frost Equipment Leasing and Finance
GreatAmerica Financial Services
Hitachi Capital America
HP, Inc.
HPE Financial Services Company
Huntington Equipment Finance
John Deere Financial
Key Equipment Finance
LEAF Commercial Capital Inc.
M&T Bank
Marlin Capital Solutions
Merchants Bank Equipment Finance
PNC Equipment Finance
Societe Generale Equipment Finance
Siemens Financial Services
Stearns Bank
Stonebriar Commercial Finance
TCF Capital Solutions, a division of TCF National Bank
TD Equipment Finance
TIAA Commercial Finance, Inc.
US Bancorp Business Equipment Finance
Volvo Financial Services
Wells Fargo Equipment Finance

 


[headlines]
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New Hires/Promotions inthe Leasing Business
and Related Industries


Craig Cooling, CLFP, was hired as Senior Vice President, Sales,Regions Bank, Birmingham, Alabama. He is located in Scottsdale, Arizona.  Previously, he was Senior Vice PresidentSales, Ascentium Capital (December, 2017 - April, 2020). Vice President ofSales, Paramount Financial (June, 2001 - December, 2017). Certification:Certified Lease & Financial Professional, CLFP Foundation. Issue, January2019. Volunteer: Board Member, the University of Arizona Alumni AssociationsPhoenix Chapter (August, 2008 - July, 2012). Education: University of Arizona. Bachelor of Science in BusinessAdministration, Marketing.(1997 - 2001). Activities and Societies: Active Memberof Phi Gamma Delta, FIJI. (1997 - 3001). Brophy College Preparatory
(1993 -1997). https://www.linkedin.com/in/craigcolling/


Lorena Dellagiovanna has been appointed as the ChiefDiversity & Inclusion Officer and Executive Strategist of InvestorRelations of Hitachi. She joined the firm 1988 as Finance Manager, HitachiEurope; promoted Southern Europe Finance Manager, April, 2007; promoted October,2010, Director of Shared Service; promoted October, 2015, Country Manager,Italy, October, 2015; promoted April, 2020, Chief Executive, Director of Board;promoted April, 2020, Group Chief D&I Officer, Executive Strategist of IR-Corporate Officer. Tokyo, Japan. https://www.linkedin.com/in/lorena-dellagiovanna-3963a69/


Brian Eschmann was hired as President, NorthlandCapital Equipment Finance, St. Cloud, Minnesota.  Previously, he was Vice President, TransLease, Inc. (March, 2010 - April, 2020); Vice President, Global Sales Director,U.S. Bank PowerTrack (October, 2005 - March, 2010).  He joined Schneider September, 2002, asGeneral Manager, Payment Services; promoted August, 2003, Director of FinancialServices. Prior, he was at Schneider Finance, Inc., starting May, 1996, Field MarketingRepresentative; promoted February, 2001, Sales Director. Education: TheUniversity of Chicago Booth School of Business. MBA, Finance, StrategicManagement, Entrepreneurship, Dean's Honor List (2004 - 2007).  St. Norbert College. Bachelors of BusinessAdministration, Management, Finance, Economics. Graduated Cum Laude (Dean'sHonor List 7 of 8 Semesters) 1992 -1996.Activities and Societies: Varsity Men'sBasketball Team (Academic All Conference 1995 & 1996). https://www.linkedin.com/in/brian-eschmann/


Steven Green was hired as Vice President of Sales,Navitas Credit Corporation, Mt. Laurel, New Jersey.  Previously, he was Vice President, DirectorSales, CAN Capital (February, 2020 - June, 2020).  He started at Marlin Capital SolutionsNovember, 2003, as National Sales Manager; promoted January, 2015, NationalSales Director; promoted January, 2016, Assistant Vice President; promoted May,2018, Vice President of Vendor Finance. Prior he was a Sales Rep, Heartland Home Finance (2002 - 2003).Education: Rider University. BA, History and Education. (1995 -2000). Activitiesand Societies: Rider University Men's Swimming Team (NCAA Division).
https://www.linkedin.com/in/steve-green-90187210/


Phil Grote was hired as Vice President, People'sCapital and Leasing Corp.  Previously hewas at Hitachi Capital America Corp.,startingAugust, 1999, as Portfolio Administrator; promoted May, 2005, Asset ManagementAnalyst; promoted April, 2008, Sr. Asset Management Analyst. Prior, he was atICON Capital, starting 1994, Collections; promoted 1994, PortfolioAdministrator.Education:Westchester Community College (2003 - 2006). https://www.linkedin.com/in/phil-grote-8bab8a1/


David Mitchell was hired as Chief Revenue Officer,LeaseAccelerator.   Previously, he was atAppian Corporation, starting February, 2018, as Vice President Sales Strategy;promoted January, 2019, Senior Vice President, Worldwide Sales; President andCOO, VersionOne, (May, 2015 - February, 2017); Operating Partner, FranciscoPartners (April, 2013 - February, 2015); CEO, Global 360 (2008 - 2011); COO ofwebMethods Business Unit at Software AG (April, 2007 - April, 2008). He joinedwebMethods, Inc, December, 1998, COO; promoted March, 2003, President and CEO;President and CEO, VYCOR Corporation (January, 1988 - February, 1996.  Board of Directors: McAfee (January, 1995 -March, 1988); Member, Software AG (April, 2007- April, 2008); Member, Ximbra(February, 2009 - January, 2014); Member, Member, Compusearch Software Systems (June, 2011 - May, 2015); Member,Centrifuge Systems (May, 2011 - January, 2019); Member, Attachmate (June, 2013-October, 2014); Education: Attended Virginia Tech (1983 - 1988). https://www.linkedin.com/in/david-mitchell-519411b3/


 

[headlines]
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Prime Commercial LendingOffers
New Financing Options for Cannabis

 

GaryLockwood
VicePresident Business Development
PrimeCommercial Lending
Direct: (845)401-2759
Office: (866)708-4755
Fax: (518) 677-1071
Email: gary@primecommerciallending.com
Website: www.PrimeCommercialLending.com

 

 Financing Cannabis List:
 http://leasingnews.org/Conscious-Top%20Stories/School-Franchisors.htm

[headlines]
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Digital Versus OnlineMarketing: What's the Difference?

FinTech #102 by AlexVasilakos

You'veprobably heard the terms "digital marketing" and "online marketing" usedinterchangeably, but they aren't actually the same thing. Though they have somesimilarities, they also have plenty of differences. If you offer productsand/or services online, it's important to understand the differences betweenthese two terms and all that they entail. Here's a basic guide to digitalmarketing versus online marketing and tips for figuring out which term youshould use in your own communications.

What Is Digital Marketing?

Think of"digital marketing" as a very wide umbrella that covers many different digitalchannels and platforms. It's not limited to just the internet. The main goal ofdigital marketing is to promote your marketing message.

If you'reconfused about how digital marketing can extend beyond the internet, considerhow apps work on your iPhone. Although you need the internet to download an appinitially, once it's on your phone, it works independently from the internet.Apps are considered a type of digital marketing and they can be very effective.

Digitalmarketing is an ever-evolving term that changes as technology continues toadvance. Here are some of the most popular types of digital marketing you canuse to promote your message:

  1. Television ads
  2. Games
  3. Mobile marketing (SMS campaigns)
  4. Content marketing
  5. Video marketing

In short, theterm "digital marketing" can be used to refer to anything that has a digitalfoundation and helps you build your brand or distribute your marketing messageto your intended audience.

What Is Online Marketing?

Like digitalmarketing, online marketing is also used to promote your business and marketingmessage. However, it's just one tier within the broad digital marketingblanket. Unlike digital marketing in general, online marketing requires accessto a live internet connection. For that reason, it's also commonly referred toas "internet marketing."

Onlinemarketing tends to evolve quickly, so it can be challenging to keep up with it.If you're serious about becoming an online marketing leader, you may want tohire a team of professionals uniquely suited to the challenge of evolving marketingmaterials and approaches to meet the ever-changing needs of this marketingapproach. Here are a few of the top terms associated with internet marketing:

  1. Social media marketing (LinkedIn,Twitter, Facebook, etc.)
  2. Pay-per-click advertising (Bing Search,Google Search, etc.)
  3. Search engine optimization (keywords,optimum web page formatting, etc.)
  4. Display advertising (shopping ads,image, video, text, etc.)

Google alsooffers a new device segment for TV. This means companies can now serve ads onsmart TVs that connect to the internet. If you're a newcomer to onlinemarketing, this fast-paced world may seem intimidating and confusing to you.But it's important to understand how to harness the power of online marketingfor your business so you can meet your profit and growth goals.

Digital Marketing or Online Marketing:Which Is Right for You?
Now that youknow digital marketing and online marketing aren't the same things, you may bewondering how to tell which approach is right for your business. The answer isyou should use them both. Online marketing is essential if you want to competewith other businesses in your industry. Most of the world looks for theirinformation online now, so you should take advantage of that trend.

But don'tever feel pigeonholed into using only online marketing to promote your brand.After all, it's just one small portion of the digital marketing umbrella, andyou can have much greater success if you adopt several different marketingapproaches.

For example,in addition to creating a social media marketing campaign and using SEO tacticsto stay ahead of the curve, you should also look into digital marketing methodsthat don't require the internet to work. Branch out to SMS text campaigns andvideo marketing. If your budget allows, you should also pursue television adsto expand your reach.

Is It Really a Big Deal To ConfuseDigital and Online Marketing?
In the bigscheme of things, it won't derail your marketing efforts if you occasionallyconfuse digital and online marketing terms. What really matters is that youhave a deep understanding of what each of these marketing types can do for yourbusiness. After all, once you understand them, you'll be able to use them moreeffectively to get the results you want.

 

Alex Vasilakos
Director of Marketing
The Finance Marketing Group
Alex@financemarketing.com 
Office: 518-591-4645x102 / Fax: 518-677-1071
90 State Street, Suite 1500, Albany, NY 12207
He entered advertising and marketing in 2003, right when the industry landscapeshifted from traditional print to digital media. In that time, Alex has workedwith numerous large accounts in both healthcare and financial services, and hashelped small and medium-sized businesses grow and flourish in their respectivedigital markets. Alex has won countless awards for creative direction andstrategy, and is certified by Google Partners in both AdWords and Analytics.Currently, Alex works exclusively with financial services companies, but hisdepth of knowledge and experience can help design and implement long-reachingstrategies for businesses across all industries.

Previous FinancialTechnology Articles
http://www.leasingnews.org/Conscious-Top%20Storie

[headlines]
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States arequickly moving to reopen businesses in the U.S., with many restaurants, barsand other businesses operating at either full or partial capacity across thecountry. With COVID-19 still present and even rising in some states, contacttracers are an important part of understanding new outbreaks and stopping thembefore they grow. New data, however, shows most starts are woefully unpreparedwhen it comes to the number of contact tracers currently available.

New data fromNPR shows most states in the U.S. currently fail to meet the demand for contacttracers based on up-to-date COVID-19 case counts. These include Oklahoma,California and Florida - states that are reopening at the same time they'reseeing record highs in new daily cases of the virus. In total, only 11 out of50 states could effectively meet the need for contact tracers today.

New York,which is leading the way in contact tracers with 3,000, is reportedly off to aslow start in successfully getting information on people who test positive. OnMonday, New York City officially entered Phase 2 of their reopening plan,allowing restaurants, bars, barber shops and office jobs to open with severalCOVID-19 guidelines and restrictions.

Experts havelauded contact tracing as perhaps the only way to successfully reopen theeconomy without causing new, larger outbreaks before a vaccine is created.Still, many Americans are still uncomfortable with the government and companiesknowing whether they've tested positive for the virus.

By WillemRoper, Editor, Statista


 

[headlines]
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### PressRelease ############################

BaystoneGovernment Finance and Republic First National Corporation
Collaborate toProvide $3.35MM in Emergency

EquipmentFinancing to New York City Fire Department

KS StateBankSubsidiary helps City Respond to COVID-19

MANHATTAN, KS,-Baystone Government Finance announcedtoday its completion of $3.35 million financing for the City of New York.Assistant Vice President Christina Ummel said the funds will be used to pay for19 ambulances pressed into service at the height of the City's response to theCOVID-19 pandemic.


AssistantVice President Christina Ummel commented, "The FDNY had anurgent need for additional vehicles that could be used to transport patientsfrom their homes to medical facilities or between facilities throughout thecity

"The 19 vehicles purchased with thefinancing include nine Ford E-350s, three Ford E-450s, five Ford F-450s and oneFord S-350," she added.

Working closely with Baystone, AngieDeming, President of Rochester, Indiana-based Republic First National Corporationsubmitted a bid for the financing in late March and received approval in earlyApril. The transaction funded on June 4, when the FDNY took delivery of theambulances.


AngieDeming, President of Rochester, Indiana-based Republic First NationalCorporation, said,  "We were able to finance FDNY, the largestmunicipal fire department in the United States, with Baystone as a valuedfunding partner. Great partnerships allow for great things to happen.Baystone's expertise helps us help our customers."


BradleyBuhrow, Assistant Vice President at Baystone, remarked, "State and local governments are facing widescale reductions in tax revenue from the economic and social effects of Covid-19 while also bearing the brunt ofpandemic-relatedcosts.

"These entities are also encounteringincreased funding challenges as some bank sources pull back from governmentfinancing. Given these new realities, tax-exempt government leasing is becomingcritical to states and municipalities to acquire the essential equipment theyneed to keep our communities running."

Tax-exempt municipal leases, also known aslease-purchase agreements, do not require upfront cash outlays. These leasesalso offer lower financing rates than traditional commercial leases andloans-in some cases, a difference of multiple percentage points.

About Baystone Government Finance
Baystone Government Financespecializes in tax-exemptequipment finance, working directly with governments and equipment financeorganizations to help communities acquire the equipment they need. A divisionof KS State Bank, a full-service community bank located in Manhattan, KS,Baystone has originated and successfully funded billions of dollars inmunicipal obligations throughout the United States since 1987.

#### PressRelease #############################


[headlines]
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#### PressRelease #############################

Consumers shifted nearly$1.1 trillion
from personal consumption to theirbank accounts

SAN FRANCISCO- In the first 3 months ofthis year, consumers deposited nearly $1.1 trillion in their bank and creditunion savings accounts instead of using it for personal consumption accordingto the latest quarterly report from the Federal Deposits Insurance Corporation(FDIC). The shift of $1.1 trillion from spending to savings pushed Gross Domestic Product (GDP) down -5.0 percent. SincePersonal Consumption Expenditures (PCE) makes up about 70 percent of GDP, theU.S. economy will remain stuck as long as consumers keep their spending moneyin the bank.

The $1.1 trillion consumers shifted to savings in the first 3 months ofthis year is 5 times greater than the amount of money consumers saved during anaverage quarter in 2019. This money represents disposable income consumersdecided to save rather than spend, and does not include any of the governmentfunds distributed to consumers and businesses though the Coronavirus Aid,Relief, and Economic Security (CARES) Act approved by Congress in late March,2020.

The blueprint for the behavioral economics phenomenon we are witnessingnow is explained in Dr. Dan Geller's book Money Anxiety, which describes consumer behavioral patternsduring elevated level of money anxiety. The $1.1 trillion consumers depositedin their liquid (Checking, savings and money market) bank accounts represents"Mattress Money," which is the act of hoarding. This behavior iscalled "Mattress money" in behavioral economics because it resembleswhat people used to do before bank deposits were federally insured.


Dr. DanGeller, the developer of the Theory of Money Anxiety and the President ofAnalyticom, observed, "I anticipated this behavior ever since I observed the samephenomenon during the 2008/2009 financial crisis. I presented the Theory ofMoney Anxiety in numerus conferences and on many financial TV and radio showsso that everyone will know what to expect when the level of money anxietyincreases. Well, now the Money Anxiety Index is up and my theory is right onthe money."

The Money Anxiety Index, which measures actual consumers' financialbehavior, increased by 9.1 points during the first quarter of this year - from42.1 in January to 51.2 in March, when most people were ordered to"shelter in place" in order to prevent the spread of the coronavirus. This event initiated the economic uncertainty and the increase in the levelof money anxiety. Consumers increased their bank savings fivefold in the firstthree months of 2020 in response to the increase in the level of money anxietycaused by the economic uncertainty related to COVID-19.

The Theory of Money Anxiety is featured in the study on the â?oDynamics of Yield Gravity and the Money Anxiety Index, â?o which hasbeen peer reviewed and published in the Journal of Applied Business andEconomics. The study, coauthored by Dr. Dan Geller and Professor Nahum Biger,shows how the same phenomenon of hoarding money in liquid banking accountsoccurred during the 2008/2009 financial crisis. Moreover, the study shows howconsumers are willing to forgo five times higher interest rates on theirdeposits in return for immediate access to their money.

About Analyticom LLC
Analyticom LLC is a behavioral economics research firmspecializing in the application of behavioral economics in financial decisions.The company is a pioneer in the study of behavioral economics in financialdecision. For the first time ever, a scientific study co-authored by Dr. DanGeller, the founder of Analyticom LLC, shows the impact of money anxiety onfinancial decisions. The study, Dynamics of Yield Gravity and the Money AnxietyIndex has been peer reviewed and published in the  Journal of Applied Business and Economics and waspresented by Dr. Geller in a keynote address at the Banking AnalyticsSymposium, and at the International Conference on Business and EconomicDevelopment.

#### PressRelease #############################

[headlines]
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Watch at Home
by Fernando Croce

During these uncertain times, youcan rely on Criterion to continue releasing restored versions of great movies.So check out their latest titles.

Show Boat (James Whale, 1936):Legendary horror director James Whale ("Frankenstein") switches gearsbeautifully with this moving screen adaptation of the musical by Jerome Kernand Oscar Hammerstein II. Covering several decades in the lives of a troupe ofentertainers on a Mississippi River boat, the plot follows Magnolia Hawks(Irene Dunne), an aspiring actress who dreams of continuing her family'stheatrical tradition. She gets a chance when the show's leading lady Julie(Helen Morgan) is forced to step down due to local prejudice, and experiencesher own romantic pangs when she falls for a gambler named Gaylord (AllanJones). Tackling musical numbers with as much creativity as he did monsters,Whale crafts a deeply satisfying drama with a superb cast that includes CharlesWinninger, Hattie McDaniel, and the magnificent Paul Robeson.

DestryRides Again (George Marshall, 1939): Havingestablished herself as a witty and mysterious object of desire in her filmswith Josef von Sternberg, legendary Marlene Dietrich tried out her skills as arough and tumble comedienne in this spoof of Westerns. She stars as Frenchy,the saloon queen of Bottleneck, the small frontier town presided over by herruthless beau, Kent (Brian Donlevy). After killing the sheriff and putting inhis place the town drunk, Kent expects to take control of the local ranchers.What he didn't count on was the arrival of Tom Destry Jr. (James Stewart), theson of a famous lawmaker. Gentle where his father was tough, however, Juniormust prove his courage and, maybe, win Frenchy's heart. Full of romance andcomedy, this is a rowdy classic.

LeaveHer to Heaven (JohnM. Stahl, 1945): Film-noir classics don't come much delirious than this splashymelodrama, which gave Gene Tierney one of her juiciest, most unsettling roles.She plays Ellen Berent, a beautiful young socialite who falls in love with andswiftly weds Richard (Cornel Wilde), a writer with a noted resemblance to herlate father. Seemingly the very perfect picture of a devoted wife, Ellen comesto show increasingly obsessive signs of possessive psychosis when it comes toher new husband. When that jealousy starts to take aim at her foster sisterRuth (Jeanne Crain), how long will it be before her behavior turns deadly?Directed in frenzied Technicolor by the usually staid John M. Stahl, the filmblends cinematic beauty with the characters' inner darkness in unforgettableways.

TheCranes are Flying (MikhailKalatozov. 1957): Released in the middle of the Cold War, this award-winningdrama shows that Soviet cinema could be just as breathlessly romantic asHollywood. Set during World War II, it tells the story of Veronica (Tatiana Samoilova) andBoris (Alexei Batalov), young lovers whose lyrical relationship is tornwhen Boris is sent to the front. Tragedy strikes, and Veronica must deal with apainful new life-not to mention Boris' cousin, who has set his sights on thetraumatized maiden. Though the story sounds clichéd and melodramatic, the filmachieves genuine power thanks to the virtuosic direction of Mikhail Kalatozov(who uses vertiginous camera movements to reflect the characters' heightenedemotions), and to the superb lead performance by Samoilova, who creates afierce, complex heroine. With subtitles.

Armyof Shadows (Jean-Pierre Melville, 1969):Before turning to directing, film-noir master Jean-Pierre Melville ("LeSamourai") had been part of the Resistance in Nazi-occupied France, a harrowingexperience he explores brilliantly in this complex suspense tale. Charting anetwork of interconnected characters, it follows Resistance leader Philippe(Lino Ventura), who's arrested but escapes and tries to figure out who betrayedhim. Meanwhile, former pilot Jardie (Jean-Pierre Cassel) gets involved withundercover housewife Mathilde (Simone Signoret) and seeks out his isolatedbrother Luc (Paul Meurisse). In a claustrophobic world where a small gesturecould give them away to German forces, the characters try to hang on to theirhonor while the net tightens around them. Showcasing Melville's trademarkminimalism at its most accomplished, this analysis of heroism and sacrifice isa stunning achievement. With subtitles. 

[headlines]
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Rottweiler/Labrador Retriever Mix
Albany, New York Adopt a Dog


Blackjack

Male
Medium
13 Weeks Old
Coat Length: Shore
Black/Brown/Chocolate
Vaccinations up to date
Neutered

Meet Blackjack

Hi, my name isBlackjack and I am a male Rottie/Lab mix, around 13 weeks old. My siblings andI are looking for our forever homes.

Our adoptionclinics are at our new facility in Schenectady on John Street, directly behindBoulevard Bowl (Erie Boulevard) every Saturday from 10 am to 1 pm (directionsare on our website). We require an approved application before we consider anyonefor an adoption - so filling out the application is your first step. We do NOTaccept applications at our clinics, they MUST be filled out online beforecoming to our adoption events. Different dogs and puppies go up for adoptionEVERY WEEK so please feel free to visit the site and click on the Petfinderlink for updates. Puppies and dogs up to 2 years old are $350. Dogs over 2years old are $250. 100% of the adoption fees go to help us save more dogs.

Homeward Bound Dog Rescue of New York
P. O. Box 5782
Albany, New York
518.424.1738

Adoption Process:
http://www.homewardbounddogrescue.com/pre_adoption_app.php

**WE ARE ALWAYSIN NEED OF FOSTER HOMES** Homeward Bound Dog Rescue is an all-volunteer rescueorganization and all our dogs and puppies are in foster homes - we are not ashelter and do NOT have a facility where we house our dogs. For adoptioninformation go to: www.homewardbounddogrescue.com. You must fill out an applicationonline as we do NOT accept applications at our clinics.

[headlines]
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News Briefs----


Federal Gov't Sent $1.4 Billion toDead People
    Treasury Department and Internal RevenueService
https://www.washingtonpost.com/us-policy/2020/06/25/irs-stimulus-checks-dead-people-gao/

US workers file 1.48 million joblessclaims,
    bringing coronavirus total to 47 Million
https://nypost.com/2020/06/25/us-workers-file-1-48-million-jobless-claims-crisis-total-tops-47m/

Macy's lays off nearly 4,000 employees
    back-office and management jobs
https://www.cnn.com/2020/06/25/business/macys-corporate-layoffs-coronavirus/index.html

Coronavirus Live Updates: U.S. CasesAre Probably 10 Times
   Higher Than the Official Count, C.D.C. Says
https://www.nytimes.com/2020/06/25/world/coronavirus-updates.html?action=click&module=Spotlight&pgtype=Homepage

Texas family's surprise party infects
    18 members with coronavirus
https://nypost.com/2020/06/25/18-texas-relatives-get-coronavirus-after-surprise-party/

Florida residents furious over'devil's law'
     requiring face masks
https://nypost.com/2020/06/25/florida-residents-furious-over-devils-law-requiring-masks/

Apple will re-close 14 stores inFlorida because of rising
   Covid-19 rates, bringing total re-closingsto 32
https://www.cnbc.com/2020/06/25/apple-will-re-close-14-stores-in-florida-because-of-rising-covid-19-rates.html

Tesla ranks last on influential JDPower quality survey
  32 Major Brands Tested
https://www.theverge.com/2020/6/25/21302804/tesla-ranks-last-on-influential-jd-power-quality-survey

Chuck E. Cheese files for bankruptcy
    has reopened 266 of its 555company-operated locations
https://www.pressdemocrat.com/article/business/chuck-e-cheese-files-for-bankruptcy/

Over Past 15 Years, a Quarter of USNewspapers
     Have Folded
https://247wallst.com/media/2020/06/25/over-past-15-years-a-quarter-of-us-newspapers

 



[headlines]
--------------------------------------------------------------


You May Have Missed---

 Trump is halting support for testing sites in5 states,
  could have 'catastrophic cascading consequences', health officials say
https://news.yahoo.com/move-coronavirus-cases-trend-downward-222425966.html

'Risk that is not worth taking.' Sens. Cornyn, Cruz urge feds to keep supporting COVID test sites
    https://www.houstonchronicle.com/politics/texas/article/Risk-that-is-not-worth-taking-Sens-15366336.php

[headlines]
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Sports Briefs---

NFL expectson-time start for training camps
https://www.espn.com/nfl/story/_/id/29365695/nfl-expects-start-training-camps

Bill Belichick Has a Plan for the LongGame,
    With or Without Tom Brady
https://www.theringer.com/nfl/2020/6/25/21302461/bill-belichick-patriots-tom-brady-jarrett-stidham
-
The New York City Marathon, theworld's largest,
   has been canceled due to the pandemic
https://www.cnn.com/2020/06/24/us/new-york-city-marathon-covid-19-canceled-trnd/index.html

Opinion: As NFL tries to furtherfacilitate opportunities
    for coaches of color, pressure now rests onowners
https://www.usatoday.com/story/sports/nfl/columnist/mike-jones/2020/06/25/nfl-coach-diversity-problem-owners-qb-summit/3254113001/

Palo Alto (60% White) is 100% Blackin head football coaches:
   Here's what they're saying about racialjustice
https://www.mercurynews.com/2020/06/25/palo-alto-60-white-is-100-black-in-head-football-coaches-heres-what-theyre-saying-about-racial-justice/



[headlines]
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California Nuts Briefs---

Coronavirus:5 bad signs California is heading the wrong direction
https://www.mercurynews.com/2020/06/25/coronavirus-5-bad-signs-california-is-heading-the-wrong-direction/

Newsom: California won't imposeCOVID-19 quarantines
    for out-of-state visitors 'at this time'
https://www.sacbee.com/news/politics-government/capitol-alert/article243801357.html#storylink=bignews_related

Tucson citymanager rejects former SF Bay Area chief's resignation
https://www.mercurynews.com/2020/06/25/tucson-city-manager-rejects-former-bay-area-chiefs-resignation/

Best friendsbecome Good Samaritans
    to fight food insecurity in San Jose
https://www.mercurynews.com/2020/06/25/best-friends-become-good-samaritans-to-fight-food-insecurity/

These are the California statues beingremoved
   amid calls for racial justice
https://www.sfchronicle.com/bayarea/article/These-are-the-California-statues-being-removed-15367086.php

Santa CruzCounty beaches to reopen Friday
https://www.mercurynews.com/2020/06/25/santa-cruz-county-beaches-to-reopen-friday/


[headlines]

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"Gimmethat Wine"

http://www.youtube.com/watch?v=EJnQoi8DSE8

Georgia House gives final OK to homedelivery
   of beer, wine and liquor
https://www.ajc.com/news/state--regional-govt--politics/georgia-house-gives-final-home-delivery-beer-wine-and-alcohol/rBvrsQ7OzS4Lr28XFP2paN/

US toConsider Additional Tariffs on Beer, Gin, and Vodka
https://www.thedrinksbusiness.com/2020/06/us-to-consider-additional-tariffs-on-beer-gin-and-vodka/

Emeritus Vineyards Announces a NewSix-Part Series
  of Educational Webinars for WineProfessionals
https://www.winebusiness.com/news/?go=getArticle&dataId=232709


Free Wine App
https://www.nataliemaclean.com/mobileapp/

WinePrices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

[headlines]
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This Day in History

 

     1604 - Frenchexplorer Samuel de Champlain, Pierre Dugua, and 77 others landed on the islandof St. Croix and made friends with the native Passamaquoddy Indians. It laterbecame part of Maine on the US-Canadian border.
    1721 - Dr. Zabdiel Boylston (1679-1766) gave the firstsmallpox inoculations in America, in Boston.  Boylston is known forholding several "firsts" for an American-born physician: He performedthe first surgical operation by an American physician, the first removal ofgall bladder stones in 1710, and was the first to remove a breast tumor in1718.  He inoculated about 248 people by applying pus from a smallpox soreto a small wound on the subjects, a method said to have been previously used inAfrica. Initially, he used the method on two slaves and his own son, who was 13at the time. This was the first introduction of inoculations to the US. He wasalso a great uncle of both President John Adams and philanthropist WardNicholas Boylston. This is a major event as smallpox whipped out not onlyIndians,
but many settlers as well.
    1740 - A combined force Spanish, free blacks and alliedIndians defeated a British garrison at the Siege of Fort Mose near St.Augustine (present-day FL) during the War of Jenkins' Ear.
    1819 - Birthday of Abner Doubleday (1819-93) in BallstonSpa, NY.  He served in the US Army during the Mexican War and the SeminoleWar in Florida prior to his service in the Civil War. He was stationed atCharleston, SC, where he manned the first of Fort Sumter's guns to fire back atthe Confederates. His service found him at the battle of Second Bull Run,Antietam, Fredericksburg, and as a major general commanding a division atGettysburg. In San Francisco, after the war, he obtained a patent on the cablecar railway that still runs there. A commission set up to investigate theorigins of baseball by sporting goods manufacturer Albert Spalding creditedDoubleday with inventing the game in 1839, the first year of Doubleday's WestPoint education.  Subsequent research has debunked the commission'sfinding. In researching the letter from a person who later was committed to aninsane asylum, Doubleday would have been 18 years old and the writer five yearsold at the time the writer claimed he witnessed Doubleday "invent" baseball.Conversely, Alexander Joy Cartwright, an umpire and member of the New YorkKnickerbockers team, set up the first formal rules, laid out the diamond-shapedfield and established its nine playing positions.  Accordingly, Cartwrightwas officially declared the inventor of the modern game of baseball by the 83dCongress on June 3, 1953.  Early versions of baseball, based on theEnglish games of rounders and cricket, were played in the English Colonies ofAmerica as far back as the early 1700's. Baseball can be considered America'soldest sport. The History Channel has a documentary on Spalding, who was quitea promoter and businessman, as well as the man with the highest pitcher'swinning percentage, .796, in MLB history.
    1862 - Day two of the Seven Days-Battle of Mechanicsville
http://www.geocities.com/larone1/war-facts.htm
see second one: 
http://www.civil-war.net/Discussion%20Archives/Mechanicsville%20Archive.htm
    1870 - Christmas was declared a federal holiday in the US.
    1888 - Residents of New York suffered through a record heatwave. Daily average temperatures were above 80 degrees for fourteen straightdays. The heat wave was a sharp contrast to the severe blizzard in March ofthat year, which buried the city under nearly two feet of snow. 
    1892 - Birthday of Pearl S. Buck (1892-1973) inHillsboro, WV.  She was one of the first writers to try to explain the FarEast to Western readers. She won the Nobel Prize for literature in 1938 for hermany novels of Chinese life, especially among the peasantry. She had won the1932 Pulitzer Prize for her classic novel "The Good Earth" which was made intoa terrible movie. She adopted nine children and established the Pearl S. BuckFoundation to support or find homes for "Amerasian" children who areabandoned by their American fathers throughout Asia and for abandoned childrenworldwide. Family pressures had forced her to turn to writing when she wasalmost 40 and in all, she published more than 100 books, innumerable articlesand delivered hundreds of speeches.
    1893 - Illinois Governor John Peter Altgeld pardonedSamuel Fielden, Michael Schwab and Oscar Neebe, three of the anarchists who hadbeen convicted in the violence connected with the Haymarket Riot on May 4,1886. At a protest meeting at Haymarket Square, an unknown individual threw abomb which caused the death of several policemen. Eight anarchists were triedand convicted of the bombing. Of those, one committed suicide the day before hewas to be hanged, three were hanged, and Fielden, Schwab and Neebe wereimprisoned. In 1893, the newly elected Altgeld, at the urging of ClarenceDarrow, reviewed the transcripts of the trial of these men and concluded thatthey had been railroaded. The pardon was widely criticized. It was an act ofpolitical suicide for Altgeld.
    1894 - The American Railway Union, led by Eugene Debs,called a general strike in sympathy with Pullman workers. 
    1896 - The first movie theater opened in the US. Admission: 10 cents.
    1898 - Birthday of singer/guitarist 'Big Bill' Broonzy(1898-1958), born Lee Conley Bradley in Lake Dick, AR.  His career beganin the 1920s when he played country blues to mostly African-American audiences.Through the 1930s and 1940s, he successfully navigated to a more urban bluessound popular with working-class African-American audiences. In the 1950s, areturn to his traditional folk-blues roots made him one of the leading figuresof the emerging American folk music revival and an international star. His longand varied career marks him as one of the key figures in the development of bluesmusic in the 20th century.  Broonzy copyrighted more than 300 songs duringhis lifetime, including both adaptations of traditional folk songs and originalblues songs. As a blues composer, he was unique in that his compositionsreflected the many vantage points of his rural-to-urban experiences. http://home.swipnet.se/bigtony/blues/Artist/Broonzy_BigBill.htm 
http://www.broonzy.demon.co.uk/index.html
    1900 - Dr. Walter Reed (1851-1902) began research for acure of Yellow Fever.  He was an Army physician who in 1901 led the teamthat postulated and confirmed the theory that the fever is transmitted by aparticular mosquito species, rather than by direct contact. This insight gaveimpetus to the new fields of epidemiology and biomedicine, and most immediatelyallowed the resumption and completion of work on the Panama Canal (1904-1914)by the United States. 
    1902 - William Lear (1902-78) was born in Hannibal,MO.  An inventor and businessman, he is best known for founding the LearJet Corporation, a manufacturer of business jets. He also invented the batteryeliminator for the Bbattery and developed the 8-track cartridge which was widely used in the 1960sand 1970s. 
    1904 - Peter Lorre (1904-64) was born László Loewenstein inAustria-Hungary.   From 1941 to 1946, he mainly worked for WarnerBrothers where he appeared in "The Maltese Falcon" (1941), followed by "Casablanca"(1942), the second of the nine films in which Lorre and Sidney Greenstreetappeared. Lorre's other films include "Arsenic and Old Lace" (1944) andDisney's "20,000 Leagues Under the Sea." (1954). Frequently cast as a sinisterforeigner, Lorre was the first actor to play a James Bond villain as Le Chiffrein a TV version of "Casino Royale" (1954).  
    1909 - Birthday of "Colonel" Tom Parker (1909-97), bornAndreas Cornelis van Kuijk in Breda, Holland.  He is known primarily forhis management of Elvis Presley's career.
   1911 - Birthday of Babe Didrikson Zaharias (1911-56), bornMildred Ella Didrikson at Port Arthur, TX.  She was nicknamed "Babe" afterBabe Ruth.   She was named to the women's All-America basketball teamwhen she was 16. In a 1950 Associated Press poll, she was named the womanathlete of the first half of the 20th century.   The Babe was namedtop woman athlete in the U.S. for 1931, 1945-47, 1950, and 1954. She won twogold medals at the 1932 Olympics in track and field and set the world recordsin the javelin throw and in the 80-meter hurdles. Didrikson marriedprofessional wrestler George Zaharias in 1938, six years after she beganplaying golf casually. In 1946, Babe won the US Women's Amateur tournament, andin 1947, she won 17 straight golf championships and became the first Americanwinner of the British Ladies' Amateur Tournament. Turning professional in 1948,she won the US Women's Open in 1950 and 1954, the same year she won theAll-American Open. Babe won a total of 114 golf tournaments, 83 amateur golftournaments, 31 on the P.G.A. tour.  She even pitched an exhibition forthe St. Louis Cardinals. The 1911 birth date is according to her sister andbaptismal records, confirmed by The New York Times and Wikipedia though somehave it as 1914.
    1913 - Birthday of Willard Jessie Brown (1913-96), baseballplayer, at Shreveport, LA. Brown played with the Kansas City Monarchs in theNegro National League and with the St. Louis Browns in 1947 when he was 34. Hewas the first African-American to hit a home run in the American League. 
http://www.baseball-almanac.com/players/player.php?p=brownwi02
    1916 - When the Cleveland Indians walked onto the fieldfor their game for their game against the Chicago White Sox, their homeuniforms were adorned for the first timewith numbers on the left sleeve. This innovation was abandoned after a shortwhile and uniform numbers did not appear again until the New York Yankeesadopted them in 1929, not on the sleeves but on thebacks of their jerseys.
    1916 - Christy Mathewson pitched and won his last MajorLeague game.  The Giants beat the Brooklyn Robins, 11-8 in the first gameof a doubleheader.  He relieved starter Pol Perritt and held the Robins totwo hits over the final four innings to win.  
    1917 - The first U.S. troops arrived in France to fightalongside Britain and France against Germany in World War I.
    1918 - In the Battle for Belleau Wood, Allied Forces underGen. John J. Pershing and James Harbord defeated Imperial German Forces underGerman Prince Wilhelm.
    1919 - The New York Daily News was published for the firsttime.
    1926 - US Troops pulled out of the Dominican Republic, whichhad, in 1844, received independence from Spain. After years of discussing it,Congress decided not to annex the Dominican Republic, or Haiti, and to allowthe countries to become sovereign republics.
(Lower half of: http://memory.loc.gov/ammem/today/jun26.html )
    1927 - The Cyclone rollercoaster opened on Coney Island inBrooklyn.
    1934 - President Franklin Delano Roosevelt signed into lawthe Federal Credit Union Act, thus enabling the formation of credit unionsanywhere in the US.
    1938 - Billy Davis, Jr. of The Fifth Dimension was bornin St. Louis.
    1939 - In Philadelphia, the Yankees played the first nightgame in franchise history, losing to the A's, 3-2. 
    1944 - The only time the Brooklyn Dodgers, New York Yankeesand New York Giants played together, at a special exhibition game at the PoloGrounds before 50,000 fans. In the six-inning contest, each team playedsuccessive innings against the other two and then sat out a frame. The combinedfinal score was Dodgers 5, Yankees 1, Giants 0). The proceeds of the game wentto purchase war bonds.
    1944 - MURANAGA, KIYOSHI K., Medal of Honor.
Private First Class Kiyoshi K. Muranaga distinguished himself by extraordinaryheroism in action on 26 June 1944, near Suvereto, Italy. Private First ClassMuranaga's company encountered a strong enemy force in commanding positions andwith superior firepower. An enemy 88mm self-propelled gun opened direct fire onthe company, causing the men to disperse and seek cover. Private First ClassMuranaga's mortar squad was ordered to action, but the terrain made itimpossible to set up their weapons. The squad leader, realizing thevulnerability of the mortar position, moved his men away from the gun topositions of relative safety. Because of the heavy casualties being inflictedon his company, Private First Class Muranaga, who served as a gunner, attemptedto neutralize the 88mm weapon alone. Voluntarily remaining at his gun position,Private First Class Muranaga manned the mortar himself and opened fire on theenemy gun at a range of approximately 400 yards. With his third round, he wasable to correct his fire so that the shell landed directly in front of theenemy gun. Meanwhile, the enemy crew, immediately aware of the source of mortarfire, turned their 88mm weapon directly on Private First Class Muranaga'sposition. Before Private First Class Muranaga could fire a fourth round, an88mm shell scored a direct hit on his position, killing him instantly. Becauseof the accuracy of Private First Class Muranaga's previous fire, the enemysoldiers decided not to risk further exposure and immediately abandoned theirposition. Private First Class Muranaga's extraordinary heroism and devotion toduty are in keeping with the highest traditions of military service and reflectgreat credit on him, his unit, and the United States Army. 
    1945 - The United Nations Charter was signed at SanFrancisco by representatives of 50 nations.
    1945 - Top Hits
"Sentimental Journey" - The Les Brown Orchestra (vocal: Doris Day)
"Dream" - The Pied Pipers
"Laura" - The Woody Herman Orchestra
"At Mail Call Today" - Gene Autry
    1946 - Fred Allen's final radio broadcast featured Jack Benny.
    1947 - The first transatlantic mobile telephone between twophones was made by U.S. Ambassador James Clement Dunn from Milan, Italy, toVincent R. Impellitteri, president of the New York City Council, on theoccasion of Marconi Day at the Milan Fair.
    1947 - No. 1 Billboard Pop Hit: "Chi-Baba,Chi-Baba," Perry Como.
    1948 - The Berlin Airlift began after the Sovietblockade of West Berlin.
    1948 - William Shockley (1910-89) filed the original patentfor the grown junction transistor, the first bipolar junction transistor. Shockley was the manager of a Bell Labs research group that included JohnBardeen and Walter Houser, who invented the transistor. The three were jointlyawarded the 1956 Nobel Prize in Physics.  Shockley's attempts tocommercialize a new transistor design in the 1950s and 1960s led toCalifornia's "Silicon Valley" becoming a hotbed of electronicsinnovation. In his later life, Shockley was a professor at Stanford.
    1950 - President Harry S. Truman authorized the Air Forceand Navy to enter the Korean conflict. 
    1950 - Garry Moore hosted many programs which aired atvarious times: his first, "The Garry Moore Show," debuted on this date and itbecame the longest lasting. Moore was the host, with his sidekick DurwardKirby, of a show blending singing, joking and talking with guests and regulars.Regulars included Ken Carson and Denise Lor. Guest performers included DonAdams, George Gobel, Don Knotts, Jonathan Winters, Leslie Uggams and CarolBurnett. Animals also appeared on the show. This was before Oprah and others.
    1953 - Top Hits
"Song from Moulin Rouge" - The Percy Faith Orchestra
"April in Portugal" - The Les Baxter Orchestra
"Ruby" - Richard Hayman
"Take These Chains from My Heart" - Hank Williams
    1954 - Sam Phillips, head of Sun Records, calls a youngsinger named Elvis Presley, who had recorded a few songs there earlier in theyear, and asks him to record two songs, "Without You" and "RagMop." He sings the first, attempting to match a demo made by an unknownperson hanging around the studio, but it proves too much for him, and,according to Dave Marsh's book Elvis, beats the walls of the studio, repeatedlyshouting "I hate him! I hate him!" The singer whom Elvis could notmatch is lost to history. Phillips mollifies the young Elvis by asking him tosing something else, and Presley impresses him anyway, to the point that hemakes plans to set the singer up with musicians for a future date.
    1955 - Decca Records announces that Bill Haley and HisComets have sold more than 3 million records in thirteen months. Both"Rock Around The Clock" and "Shake Rattle and Roll" sold amillion copies, while "Dim, Dim the Lights" and "MamboRock" sold about 500,000. 
    1956 - In an article in LOOK Magazine entitled, "TheGreat Rock 'n' Roll Controversy," swing band leader Benny Goodman makes thiscomment about Rock 'n' Roll; "I guess it's okay, man. At least it has abeat."  .which is what the kids used to say on American Bandstand's Rate aRecord.
    1957 - Hurricane Audrey strikes Louisiana claiming 500 lives
    1959 - President Dwight D. Eisenhower and QueenElizabeth II jointly dedicated the St. Lawrence Seaway in formal ceremoniesheld at St. Lambert, Quebec, Canada. A project undertaken jointly by Canada andthe US, the waterway (which provides access between the Atlantic Ocean and thisGreat Lakes) had been opened to traffic April 25, 1959.
    1959 - Ingemar Johansson of Sweden knocked out FloydPatterson in the third round of a fight at Yankee Stadium to win theheavyweight championship. Patterson and Johansson fought twice more withPatterson regaining the title in June, 1960 and defending it successfully inMarch, 1961.
    1961 - The Marcels made their US television debut,performing "Blue Moon" on ABC-TV's American Bandstand. 
    1961 - Top Hits
"Quarter to Three" - U.S. Bonds
"Raindrops" - Dee Clark
"Tossin' and Turnin'" - Bobby Lewis
"Hello Walls" - Faron Young
    1961 - The Yankees beat the Angels, 8-6, and Yogi Berracollects his 2000th career hit, all as a Bronx Bomber. To celebrate the achievementa huge cake is rolled out in Wrigley Field in Los Angeles, the Angels' homefield at the time.
    1961 - Gary U.S. Bonds had his only US number 1 hit,"Quarter to Three." Bonds and Gene Barge (Daddy G.) added lyrics toan instrumental called, "A Night With Daddy G." Although he releasedseveral more singles in the US including "Dear Lady Twist," Bondsfound more success in England than his homeland. After years of touring theoldies circuit, Bonds would have another Top 40 hit in the early 1980s with"This Little Girl is Mine." 
    1963 - Singer George Michael (d. 2016), one of thebiggest rock stars of the late 1980's, was born Georgios Kyriacos Panayiotou inLondon. Michael and Andrew Ridgeley formed the pop duo Wham!, which hit theBritish chart in 1982 with "Young Guns (Go For It)." North Americansuccess followed in 1984, with three straight number-ones - "Wake Me UpBefore You Go- Go," "Careless Whisper" and "Everything SheWants." Michael was clearly the mastermind behind the duo. When they brokeup in 1986, he began a highly successful solo career. He duetted with ArethaFranklin on "I Knew You Were Waiting (For Me)," which went to numberone. Then came the multi-million selling "Faith" album, which yieldedsuch chart-toppers as the title song, "Father Figure" and "OneMore Try." The album also contained "I Want Your Sex," whichsome radio stations refused to play despite Michael's claim it endorsedmonogamy. In 1990, Michael released "Listen without Prejudice, VolumeOne." Although it made the top 10, the album did not match the salesfigures of his solo debut
    1963 - After a Beatles performance at the Majestic Ballroom,Newcastle-upon-Tyne, England, John Lennon and Paul McCartney write "SheLoves You" in their hotel room, originally an answer song of sorts to theBobby Rydell hit "Forget Him."
    1963 - President Kennedy gave his "Ich bin einBerliner" speech underlining the US support of the democratic West Germanyshortly after Soviet-supported East Germany erected the Berlin Wall.
    1964 - "A Hard Day's Night" was released by UnitedArtists Records. The album featured all original material by The Beatles andbecame the top album in the country by July 25, 1964.
    1964 - "It's All Over Now" by the RollingStones was released. The song, written by American soul singer Bobby Womack,was the first Stones' record to reach number one in Britain.
    1965 - "Mr. Tambourine Man," by The Byrds,reached the number one spot on the pop music charts. The song was considered bymany to be the first folk-rock hit. The tune was written by Bob Dylan, as weretwo other hits for the group: "All I Really Want to Do" and "MyBack Pages." The group of James Roger McGinn, David Crosby, Gene Clark,Chris Hillman and Mike Clarke charted seven hits. The Byrds were inducted intothe Rock and Roll Hall of Fame in 1991.
    1966 - Sandy Koufax (13-2) matched his NL record of sevenconsecutive strikeouts in consecutive 9-inning appearances on his way to a 2-1win in Atlanta. 
    1966 - Sopwith Camel opened for the Rolling Stones inperformance at the Daly City Cow Palace. Jefferson Airplane alsoperformed. 
    1966 - Sutro Baths, the famous San Francisco Oceanside landmark, burns down 
    1966 - Lenny Bruce & the Mothers of Invention appear inconcert at the San Francisco Fillmore Auditorium. KFRC Beach Boys' SummerSpectacular at the Cow Palace.
    1967 - No. 1 Billboard Pop Hit: "Windy," TheAssociation.
    1968 - Iwo Jima and Bonin Islands were returned toJapan by the US. 
    1968 - The Executive Council of MLB decided both Leagueswill divide into two divisions.  Beginning with the 1969 post-season, theMLB playoffs began.  Prior to this, the American and National Leaguepennant winners met in the World Series without playoffs except to settle afirst place tie.
    1969 - Top Hits
"Get Back" - The Beatles
"Love Theme from Romeo & Juliet" - Henry Mancini
"Bad Moon Rising" - Creedence Clearwater Revival
"Running Bear" - Sonny James
    1971 - Promoter Bill Graham announced the closing of hisFillmore East and West concert halls in New York and San Francisco. TheFillmore East had operated for three years, and its last concert the followingnight included performances by the Beach Boys and the Allman Brothers Band.Graham had begun producing rock concerts at the Fillmore West in 1965. The SanFrancisco club was a prime venue for many psychedelic superstars.
    1971 - WNEW-FM in New York becomes the first radio stationto play Don McLean's new single, "American Pie," which it features inits 8:36 entirety.
    1973 - Former White House counsel John W. Dean told theSenate Watergate Committee about an "enemies list" kept by the NixonWhite House. 
    1973 - Model and singer Marsha Hunt, inspiration for theRolling Stones song "Brown Sugar," names Mick Jagger in a paternitysuit, claiming the singer fathered her two-year-old daughter Karis. That sameday, Stones guitarist Keith Richards is busted, along with girlfriend AnitaPallenberg, in his Chelsea home for possession of heroin, illegalpharmaceuticals, guns, and ammo.
    1974 - Derek Jeter was born in Pequannock, NJ.  TheYankees drafted Jeter out of high school in 1992 and he debuted in the majorleagues in 1995, winning Rookie of the Year in 1996 when the Yanks won thefirst of the five rings under Jeter.  With him at shortstop, they won fiveWorld Series and made the postseason in every year but three.  He retiredwith the sixth most hits (3,465) in MLB history, and by far, the most by anyYankee, with a .310 career batting average.  He holds nearly everyoffensive record for the post-season in MLB history.  He was a firstballot Hall of Fame selection in the Class of 2020, falling one vote shy of theunanimous vote of his teammate, Mariano Rivera in 2019. 
  1974 - A pack of Wrigley's gum was swipedacross the first checkout scanner at a supermarket in Troy, OH. A committeeformed by US grocers and food manufacturers recommended in 1973 a UniversalProduct Code (i.e., a bar code) for supermarket items that would allowelectronic scanning of prices. Today, bar codes are used to keep track ofeverything from freight cars to cattle.
    1975 - Two FBI agents and a member of the American IndianMovement are killed in a shootout on the Pine Ridge Indian Reservation inSD.  Leonard Peltier was later convicted of the murders in a controversialtrial.
    1975 - Cher's divorce from Sonny Bono becomes final, leavingher free to marry Gregg Allman of the Allman Brothers just four days later.
    1975 - The rules of football were amended: thedivisional winners with the highest won-loss percentage were made the home teamfor the divisional playoffs, and the surviving winners with the highestpercentage made home teams for the championship games. 
    1976 - The CN Tower opened in Toronto, Ontario, Canada. At1,815 feet, 5 inches high, the tower is the world's tallest building and thetallest freestanding structure.
http://www.cntower.ca/
    1977 - Top Hits
"Got to Give It Up (Pt. I)" - Marvin Gaye
"Gonna Fly Now" (Theme from "Rocky") - Bill Conti
"Undercover Angel" - Alan O'Day
"Luckenbach, Texas (Back to the Basics of Love)" - Waylon Jennings
    1977 - Elvis Presley performs what would be his lastconcert, performing at the Market Square Arena in Indianapolis, IN for a crowdof 18,000. Although Elvis appears pale, weak, and overweight, as he had withincreasing regularity, there is nothing to suggest his impending death. Indeed, there is nothing unusual about this show on the tour, except that Elvisfor some reason introduces practically everyone from his life while on stage.Some take this as "proof" Elvis knew he was in his final days; othersmaintain that he was worried about the imminent publication of "Elvis: WhatHappened?," a tell-all biography by former bodyguards Sonny and Red West thatpublicly broke the story of his drug abuse and what those revelations might doto his image. The last song he performs from the stage is "Can't HelpFalling in Love." Footage of the final concert is taken but has not beenwidely seen since; the audio portion can be heard on the LP "The Last Farewell"(released on CD as "Adios: The Final Performance", A.J. Records CD 92-2002).Presley's father, Vernon, will pass away two years later to the day.
    1977 - The Human Lightning Conductor, park ranger Roy C.Sullivan, was struck by lightning for the seventh time. He was first hit in1942, then again in 1970, 1972, 1973 and 1976.
    1977 - At Maury County Jail in Columbia, TN, 42 died in afire caused by the inmates.
    1983 - Record heat prevailed from Texas to Michigan. Alpena,MI hit 98 degrees.
    1985 - Top Hits
"Heaven" - Bryan Adams
"Sussudio" - Phil Collins
"Raspberry Beret" - Prince & The Revolution
"Little Things" - The Oak Ridge Boys
    1986 - Hurricane Bonnie made landfall on the upperTexas coast. A wind gust to 98 mph occurred at Sea Rim State Park. The town ofAce recorded 13 inches of rain.
    1987 - Hot weather prevailed in the Pacific Northwest.Afternoon highs of 88 degrees at Seattle, WA, 103 degrees at Medford, OR, and111 degrees at Redding, CA, were records for the date. Cloudy and cool weatherprevailed in the northeastern U.S. The high at Boston, MA, was just 60 degrees
    1988 - Thirteen cities in the southeastern U.S.reported record high temperatures for the date. In Montana, the record high of102 degrees at Billings, MT, was their fifteenth of the month, and the high of108 degrees at Glasgow MT equaled their record for June. Thunderstorms in theAtlantic Coast Region produced wind gusts to 102 mph at Tall Timbers, MD.
    1988 - No. 1 Billboard Pop Hit: "DirtyDiana," Michael Jackson.
    1989 - Thunderstorms produced severe weather from theCentral Plains to the Middle Mississippi Valley. There were 129 reports ofsevere weather during the day and night. Thunderstorms in Kansas produced windgusts to 90 mph at Liberal, and hail four inches in diameter at Quinter.Thunderstorms in Wisconsin spawned a tornado at Lake Delton injuring fourpersons. Lightning struck and killed a woman at Junction City, KS, who hadgotten out of her car to photograph the lightning
    1989 - The Supreme Court ruled that 16 year olds canreceive the death penalty.
    1993 - The U.S. launched a cruise missile attack targetingBaghdad intelligence headquarters in retaliation for a thwarted assassinationattempt against former President George H.W. Bush in April in Kuwait. 
    1996 - The Supreme Court ordered the Virginia MilitaryInstitute to admit women or forgo state support. 
    1997 - The Supreme Court ruled that the CommunicationsDecency Act violates the First Amendment.
    2003 - Record temperatures hit the Bay Area with 97 in SFand 102 in San Jose. This year while 45 miles away in San Jose and inland reach103 degrees, the city stays at 65 high due to the fog rolling in.
    2003 - Strom Thurmond, the second longest-serving senator inU.S. history, died in Edgefield, S.C., at age 100. 
    2003 - Edgar Martinez, who already holds the Marinersall-time records for games played, at-bats, hits, doubles, total bases,extra-base hits, walks and runs scored, passes Ken Griffey Jr.'s mark for teamcareer RBIs. His two-run homer in the Mariners 10-6 victory over the Angelsgives the All-Star designated hitter 1,153 RBIs -- one more than Junior. Martinez was elected to the Baseball Hall of Fame, class of 2019.
    2013 - The Supreme Court ruled that Section 3 of the Defenseof Marriage Act is unconstitutional and in violation of the FifthAmendment.  In California, the 2008 proposition 8 ballot measure wasupheld in an appeal, allowing same sex marriage to continue.
    2015 - The Supreme Court ruled, 5-4, that same-sex coupleshave a constitutional right to marriage under the 14th Amendment.


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Top Stories

(chronological order)

- Cannabis Could Prevent Coronavirus Infection,
   Study Finds
- Equipment Broker School Sign Ups Surged
  Includes report MCA, Funders, Business Loans, Leasing Marketplace
- Credit reports are now free, every week
- Trailer Orders 97% Down from March
     98% Down Same Month Last Year
- Jeff Rudin, Quail Capital, Two Dogs
  One from Leasing News Adopt a Dog
- Ralph Mango Remembers the Start of FinTech
- Balboa Capital Gets Excellent Review over Other Companies
  By DBRS Morningstar Confirms Three Securitizations
- 4 Reasons Top Tech Told Employees
  to Work from Home Until 2021
- Chesswood Posts $19.8 Million Loss 1st Quarter
   Reports on Pawnee/Staffing and Expenses
- DBRS Morningstar Places 10 Amur Equipment Finance
   Securities Under Review with Negative Implications
- The Vital Importance of Social Distancing - Chart
- A Posting to Our Employees Today, Chris Enbom, CLFP
- April Money Anxiety Index Jumped 30.2 Points
= Rapid Finance, Bethesda, Maryland
   Fora Financial Asset, NY, NY
   Rating Changes by Kross Bond Rating Agency
- Ending the Crisis in Sales Management Part III
= From Great to Mediocre (or worse) by Steve ChriestParr II
- A Crisis in Sales Management by Steve Chriest Part I
- Marlin Business Services' (MRLN) Q12020 Results
- North Mill Capital Finance EmployeesFilling Their Days
  with Hard Work -- And Goodwill
- The Direction of Leasing News in thePandemic
- Balboa Capital Opens Broker Division
  Hires Viki Shamus to Run It
- OnDeck Reports Q1 Net Loss of $59M
- Marlin Sends out Press Release Net Loss$11.8M 1st Quarter
  Credit Losses $52.1 Million, $30.4 million Increase from 12/31/2019
- Pawnee Announcement of Suspension
- Readers React to Pawnee LeasingCorporation
 Temporary Suspension of Originations
- Pictures from the Past -    1995
- Henry Schein Enhances LiquidityPosition
    With New Credit Facility Totaling $700Million
- North Mill Implements ProceduralEnhancements in 2020
- Malwarebytes Unveils New Privacy VPNService
- NewLane Finance Open for Business
   and Committed to Helping CustomersImpacted by COVID-19
- Do You Really Want to be a PPP Broker?
  The Requirements Needed for Approval
   PPP Loans What the Lender Makes/What the Broker Makes
- Developing New Business Challenges
    in a Pandemic Marketplace
- The Saga of Furloughs in Our Industry
     With Restaurants, Manufacturing,Copiers, Trucks, Not Selling
- Dr. Anthony S. FauciSalutation
- Excellent Short Video: Key SVP ShawnArnone
    shares tips for successful vendorfinance relationships
- Leasing Icon Paul J. Menzel, CLFP, Takes "Early" Retirement
- Paul Menzel, CLFP, Now Retired But Still Wants to Keep Active
- CLFP Foundation Adds 19 New CLFPs Bringing total to 919
- Small Four Branch Bank Fails in WestVirginia
    Problem Loans Seem to be the MainReason
- Marlin Business Services FilesRevealing 8-K
    "Operating Under COVID-19 Pandemic"
- California Restaurants say 30,000 toClose
- "In the middle of every difficulty lay opportunity"
   Kris Roglieri, National Alliance of Commercial Loan Brokers
- Latest Update on Rosanne Wilson, CLFP
   In Recovery, Not out of Rehab
- Leasing Readers Communicate What is Going On
- Open Letter to  Loan Brokersand Originators
- California DBO Continues to Seek Comments
 on SB 1235
- Readers Not Getting the Idea about Virtual Private Network
    Spoke to Presidents of Leasing Companies and Bankers
- Email from Phil Dushey, Global Financial Services
   About New York City
- Managing Credit in a Time of Crisis
   Three Major Points
- Merchant Cash Deals in Trouble?
   Off the Record Comments
- History of Pandemics with Timeline
- Marlin Business Services 10-K Report
   Year-end December 31,2019 (highlights plus full report)
-Is the Longest Growth Cycle in U.S. History About to End
- Leasing and Finance Companies Meeting Announcements
  (Closed, Open, orPostponed)
- "Flattening the Curve"
   Controlling the Spread of Coronavirus
- Kote Flosse, Twitter: Correction. He Resigned
   In Three Executives NoLonger at Currency
- ELFA Launches "Equipment Finance Matters" Podcast
  Open to Members andNon-Members
- GreatAmericaFinancial Services Submits
   IndustrialBank Application to FDIC
- NoWord if Tom Depping of Ascentium Capital is Retiring
    ByChristopher Menkin
- RumorTom Depping to Retire before End of Year
    Regions Bank Deal to Complete by End ofSecond Quarter
- CLFPFoundation Adds 43 New CLFPs BringsActive Professionals to 902
- CLFPCompany Membership Count TwoEmployees or More
- AscentiumCapital to be Acquired by Regions Bank
- BalboaCapital and Ascentium Duke it Out
   In April 11, 2018 Case over Millions ofDollars
- OrionFirst Surpasses $2 Billion Under Management Continuesto Perform
- FDIC-InsuredInstitutions Reported Net Income
  of$55.2 Billion in Fourth Quarter 2019
- Balboa Capital File Against Dismissal
    of Ascentium Capital in MHT Case in Texas
- Legislation Requiring Truth-in Lending-Type Disclosures
 by Small BusinessLenders and Brokers Re-Introduced in New Jersey
- Leasing Icon Bernard D. Boettigheimer Passes Away
   Son John SendsAnnouncement of Visitation/Service
- Too Many Press Releases Funding Re:
  Troubled Trucking Industry  by Dale R. Kluga
- Navitas Credit Introduces Financing Portal
  To Generate New Leads for Brokers/3rd Party Originators
- Balboa Capital to File Tuesday Against Dismissal
   of AscentiumCapital in MHT Case, Reliable Source Reports
- Ascentium Capital Cleared of Charges in Disclosure
    to BalboaCapital MHT Regarding Claim
- Marlin Business Services Corp. (MRLN) on Q4 2019 Results
   11-Page Earnings Call Transcript, Seeking AlphaHighlights
- New Jersey Enters Commercial Disclosure Rates Law
   as CaliforniaWraps Up Questionnaire on Its Procedures
- CLFP Foundation Adds 35 New CLFPs
  Plus First CLFP in India,Bringing Year-End Total 860
- The 5 Real Reasons You Didn't Get Hired
- Bode Turns 14 Years Old Vice-President, LeasingNews, Inc.
- Underall the positive news, why is Amur Equipment
   Finance quiet about a relationship withPIMCO?
- CaliforniaDBO Proposes Moving Financing Law Licensees
    onto NMLS Licensing Platform
- Under allthe positive news, why is Amur Equipment
     Finance quietabout a relationship with PIMCO?
- Fees in Leasing Explained
- FurtherConfirmation PIMCO Purchased Amur But CompanyContinues to Deny
- Fire and fraud: The mystery of a smallTexas bank
    that became the nation's first failure in years
- DBO Licensee Notifications Required by Law
- California Financing Law: Main Page for CFL License
- Don't Get Caught Doing Business in California
   If You Are Required toHave a License or Don't File Annual Report
- Amur Equipment Finance Acquired by Pimco's Private Equity Group?
- NewLane Finance Takes a New Lane
   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- "We're stillgetting residuals from a company 14 years later."
     Phil Dushey, President, Global FinancialServices
  for $429,000 as a Result of Lying to Lessee
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has anEpiphany
- Alternate FinanceCompanies - Subprime
- FICO Score: Excellent toBad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a"Leasing Expert Witness"
    and Make Extra Income
- Your Photograph onLinkedIn.com
Use a PasswordGenerator
- Banks Turn TowardLeasing for More Profit
-WhyLeasing News is Different
- Take Your Banker to Lunch
- Lease Police Tipson Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment FinanceAgreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs